36.3410585, -82.3786991
Greater Eastern Credit Union
2110 W Mountcastle Dr, Johnson City, TN 37604, USA
(423) 283-4300
Greater Eastern Credit Union is a financial institution that has been serving its members since 1952. The credit union offers a range of financial products and services, including competitive rates, flexible repayment options, and comprehensive identity theft protection. The business serves a diverse range of customers, including members of the Mountain Home Veterans Administration Medical Center and their families, individuals seeking financial services, and individuals and businesses with deposit accounts.
What sets Greater Eastern Credit Union apart from its competitors is its commitment to providing quality financial products and exceptional service to its members. The credit union offers personalized budgeting tools and resources to help members manage their finances effectively. Additionally, the business has membership eligibility requirements and an ownership structure as a credit union, which sets it apart from traditional banks.
Greater Eastern Credit Union also offers added protection for its members through its cross-collateralization and security interest clauses. The company has automated procedures for check processing and funds transfers, which streamline the banking process for members.
The business places a strong emphasis on excellence and member service, and offers credit monitoring and reporting services to help members improve their credit scores. It also provides identity theft detection and protection services, which is a unique offering compared to other financial institutions.
In terms of mortgage options, the business offers a variety of flexible terms and allows customers to refinance second mortgages from other lenders. It also offers a Home Equity Line of Credit with a 10-year draw period and easy access to funds.
Greater Eastern Credit Union is subject to regulation by various governing bodies, including the Federal Credit Union Act, applicable state law, the Consumer Financial Protection Bureau (CFPB), the National Credit Union Administration (NCUA), the FDIC, and state banking authorities. The company is also regulated by applicable laws and regulations for financial services, including the Federal Fair Credit Billing Act and Regulation E-Electronic Funds Transfer Act.
The credit union is available online, offering free electronic banking services and bill pay for added convenience and accessibility. With multiple branch locations primarily located in Tennessee and Virginia, USA, Greater Eastern Credit Union is a convenient and reliable choice for individuals and families seeking financial services.
Overall, Greater Eastern Credit Union is a financial institution that prioritizes its members' financial well-being and satisfaction. The credit union differentiates itself from competitors by providing quality financial products and exceptional service, offering personalized budgeting tools and resources, and having unique membership eligibility requirements and ownership structure as a credit union. It also offers a range of mortgage options, credit monitoring and reporting services, identity theft detection and protection services, and free electronic banking services.