1st Franklin Financial

1st Franklin Financial has been helping people in need of financial assistance for over 80 years. With 300 offices across the southeast, including Maryville, TN, we are committed to putting people first and being there when our customers need help. We offer personal loans with flexible terms and payment plans, and we are not a payday lender.

Our personal installment loans range from $600 to $15,000, and we work with each customer to find a payment plan that fits their needs. We offer fixed rates and flexible payment plans, so our customers can have peace of mind knowing exactly what their payments will be each month.

At 1st Franklin Financial, we are not a bank. We are a privately-held corporation that has been engaged in the consumer finance industry since 1941. Our Investments are not bank deposits and are not insured by the Federal Deposit Insurance Corporation (FDIC) or Securities Investor Protection Corporation (SIPC) or any other Federal or State Agency.

We are licensed to sell Variable Rate Subordinated Debentures to residents of Georgia and South Carolina. Senior Demand Notes may be sold to residents of Georgia, only. Commercial Paper may be sold to residents of any state, except California. If you are interested in making an Investment, simply call us at 706-886-7571 or 800-282-0709, and one of our Investment Center representatives will provide the information you need to start the Investment process.

Our Investment Center, located in Toccoa, GA, is open Monday through Friday from 8:30am to 5:00pm, and will accept phone calls or in-office visits during that time. You may also call the Investment Center any time before or after business hours to leave a message, and you will always be greeted with a friendly live voice who will make sure that your call is handled in a professional manner.

While our branch offices are unable to open or discuss Investments with you, they will refer you to the Investment Center. Once you have completed the necessary forms, you will be able to manage your 1st Franklin Investment account(s) online. However, you will be unable to initiate payments directly from your Senior Demand Notes online; however, you may have funds automatically sent to or withdrawn from your Senior Demand Note through a 3rd party.

If you have a Senior Demand Note with Check Writing privileges, you may notice that these checks are payable through South State Bank. This is because 1st Franklin is not a bank, and we must use a bank to process these check redemptions from your Senior Demand Note.

At 1st Franklin Financial, we are committed to helping people in need of financial assistance. Whether you need a personal loan or are interested in making an Investment, we are here to help. Contact us today to learn more about our services and how we can help you.