Alcoa Tenn Federal Credit Union

Looking for a financial services provider that puts your needs first? Look no further than the member-owned Alcoa Tenn Federal Credit Union with a strong presence in Tennessee and Georgia. With over 5,000 shared branching locations and 30,000 surcharge-free ATMs nationwide, this credit union offers convenient and accessible financial services and programs to its members.

What sets this credit union apart from traditional banks is its commitment to customer satisfaction. It offers same-day preapproved loans, affordable rates, and local decisions, making it easier for members to access the funds they need. Plus, customers can continue earning interest on shares while using them as collateral, a unique feature that may not be offered by other lenders.

Security is also a top priority for this credit union. It offers secure transactions with Samsung Pay, federally insured accounts, and financial planning services, giving customers peace of mind when managing their finances. Plus, it provides expertise and convenient tools to make banking easier for members, which can be especially helpful for those who may not have a lot of experience with financial management.

One of the biggest advantages of this credit union is its affordability. It offers no monthly fees, no minimum balance requirement, and dividends paid on balance, making it a more attractive option for customers than traditional banks that may charge fees for various services. It also offers a rewards program and digital wallet readiness, which can be a convenient and modern feature for customers who prefer to manage their finances digitally.

In addition to its financial services, this credit union partners with TruStage Insurance to provide asset protection products and services to credit union members. It also offers Mechanical Repair Coverage, which provides protection for mechanical breakdowns of vehicles, and partners with TrueCar for car buying services, providing credit union members with access to discounted car prices and financing options.

Overall, this credit union differentiates itself from its competitors through its personalized financial services, member-owned structure, affordable rates, convenient tools, and commitment to customer satisfaction and community involvement. As an equal housing lender and verified by Visa, this credit union is dedicated to providing its members with secure and accessible financial services.